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King Washington Form 8082: What You Should Know

A. STANFORD HEALTH. PO BOX 1475. STANFORD. 83310. 22A. RIVERSIDE HEALTH. PO BOX 1231. SAN FRANCISCO. 94105. State Health Insurance Offer — ACA compliant with ACA; no penalty (CRA), or other coverage and no requirement to enrol (CFB); requires state plan premium to be affordable (SFP).   This is a good option for a limited number of people; this could be a good carrier for a few people to make a switch into CHIP in the future. There is a chance that if this carrier is one that is not ACA compliant it might be closed by state regulators over these things. If you do have this carrier, be cautious about whether you need to switch back into CHIP. The person who provides health insurance in this state and not ACA/COBRA compliant may have more flexibility about providing additional options in the future (like the “medical debt” exemption, or the ability to use an out-of-state provider). But, if these are not your options due to “other plans,” this might not be the better option for you in the long run. If this carrier does require a higher deductible than the average state plan for the coverage of the premium out-of-state, it may not be a solid option for you, and may be a better choice to switch back into CHIP. There is no such thing as an “accidental” CHIP enrolled; you need to be looking into a plan through an approved CHIP Provider. This is a good option for people who have not had coverage through a CHIP program before. This is not a good option if you need the additional flexibility of an outcome state provider. The state will only accept the services the provider can provide. The state may pay the entire cost of services. Depending on the plan, you may not be able to get coverage for out-of‐network services (say, for dental procedures or hospitalization you may not be able to get services out‐of-network because of the plan's restrictions on out‐of‐network providers). Also, depending on the plan, some benefits may be limited out-of-state providers.

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